Health Insurance Costs Steadfast
As the majority of the Michigan workforce faces layoffs and cut backs, a new survey finds employee’s co-pays and comprehensive insurance benefits are being offered with minimal price increases.
The average health plan cost per employee has remained the same as found in 2006 – hovering around 6%. However consumer driven health plans increased from 8% to 11% in 2007.
Michigan has to be one of the hardest hit states in regards to the state of the economy. Still many companies are maintaining health insurance and some even offer up dental insurance.
Â
Although most health benefit plans are steadily increasing, companies are altering their plans to maintain affordable health insurance for their employees. Many companies are now offering consumer driven health care and supplemental dental insurance plans that make the employee pay higher deductibles while keeping the monthly payments for their health benefits lower.
These changes being made by Michigan companies comes on the heels of many other states that took action on various health care issues many years ago. Michigan dental insurance plans are being cut from many health benefit packages. Michigan is not over the hump as employees will more than likely face more benefit concessions to avoid more layoffs and cut backs.
Tim Somers
eDental-Plan-Plus.com
Tim is an AmeriPlan (IBO) Independant Busienss Owner, helping consumers save money on Dental, Vision, Prescription and Medical Benefits. AmeriPlan is a great Dental Insurance Alternative.Â