Workers Don’t Know Health Benefit Coverage
Seems that most United States employees do not have a clue to understanding what or how the health care coverage they pay for monthly works. In a survey of 2,000 plus insured workers it was found that nearly 43 percent found it impossible to figure out what their health insurance plan covered.
With less then half of those surveyed being unable to define the simplest health benefits terms, like co-pay or even what if any deductible their current health insurance plan had. Fewer than 25 percent understand what a health savings account is. While most employees would rather receive details, including updates regarding their health care benefits in writing in order to review more efficiently.
Less than half the employees would want to discuss their health care plan in a face-to-face meeting. The really sad part is that only 52 percent even read the updates and or enrollment materials that are provided at the time of employment or during the annual health care benefits review.
You would think that people would be more in tune with their health care packages, since they are such a hugh part of their monthly expenses.
Tim Somers
eDental-Plan-Plus.com
Tim is an AmeriPlan (IBO) Independant Busienss Owner, helping consumers save money on Dental, Vision, Prescription and Medical Benefits. AmeriPlan is a great Dental Insurance Alternative.